Question: We have a customer that is leaving for boot camp for the Air Force. Am I correct in stating that boot camp is not active duty?
Answer: Boot camp is included in active duty. “Military Service” is defined under SCRA as a period of active duty status. For members of the regular Armed Forces, active duty begins the day they leave civilian life; for them, active duty is not synonymous with deployment. For a member of a reserve component, the protections the SCRA offers begin when a member of the Reserves or National Guard receive mobilization orders. It is initiated upon receipt of mobilization orders in order to give the soldier time to put his or her affairs in order.
There may be several active duty periods during a member of the Reserves or National Guard’s career, including the initial active duty for training (“boot camp”) and subsequent call-ups for service, whether or not the Servicemember volunteered for active duty is immaterial. Finally, military service also includes any period during which a Servicemember is absent from duty because of sickness, wounds, leave or other lawful causes.
Our Lending to Servicemembers Policy has great information regarding both the SCRA and MLA:https://www.compliancealliance.com/find-a-tool/tool/lending-to-service-members-policy
The term “active duty” means full-time duty in the active military service of the United States. Such term includes full-time training duty, annual training duty, and attendance, while in the active military service, at a school designated as a service school by law or by the Secretary of the military department concerned. 10 USC 101(d)(1)http://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title32-section101&num=0&edition=prelim
Compliance rules and regulations change quickly! For timely compliance updates, subscribe to Compliance Alliance’s email newsletters.Compliance Alliance offers a comprehensive suite of compliance management solutions. To learn how to put them to work for your bank, call (888) 353-3933 or email email@example.com.
Not a member? Learn more about membership with Compliance Alliance by attending one of our live demos: