Industry Reports Archive

By Victoria Stephen, Compliance Alliance On July 7 the CFPB finally issued its much-anticipated final rule amending various parts of the TILA-RESPA Integrated Disclosure Rule. Clocking in at 560 pages, the final rule clarifies a variety of issues that have been thorns in the sides ...Read More

MAY 22, 2017 — A total of 82 hours expired last week between the time the Legislature first gaveled in – 11 a.m. on Monday – and finally adjourned sine die – at 9 p.m. on Friday. During the same period, representatives and senators ...Read More

By Cheryl Lawson If your bank’s 2017 goals include increasing revenues and customer satisfaction, a fully-disclosed overdraft protection plan may be the solution. A proven plan could fill not only both needs, but also provides fairness, convenience and compliance to the account holder and ...Read More

ABA’s newest publication, Board Briefs, is distributed six times a year to Alabama’s bank directors, presidents and CEOs. Read the July/August issue now! ...Read More

Q&A with Tracey Santor, CPCU, AFSB, AIC, bond product manager, financial institutions, Travelers Bond & Specialty Insurance Q: What do you see as one of the biggest risks facing Community Banks right now? A: On-line criminals fraudulently instructing financial institutions to send money to ...Read More

You should have seen the look on the regulator’s faces when we presented them with data that revealed the disparate enforcement of Fair Lending standards in two of the FDIC regional offices. At the time, about 25 percent of the banks across the country ...Read More

Al Landon was nominated earlier this week by President Obama to fill one of the two vacant seats on the seven-seat Federal Reserve Board.  According to The New York Times, “Mr. Landon, 65, began his career as a banking auditor in the Midwest before joining ...Read More